Maybe
I really dislike Musk, but I find it hard to criticize this when it generally worked.
The platform formerly known as Twitter is still running, and there’s no more $100 million/year data center.
6-9 months would have meant $50-75 million dollars. I don’t know what the outages and re-engineering ended up costing them, but that’s a ton of money.
Seconding Brother laser printers. They’re workhorses and I’ve had good luck with cheap third party cartridges
Another pic:
SNAXX is yielding 5.37%.
It really depends on why you’re holding the cash though- how long you plan on sitting on it. At some point it probably makes sense to lock in a longer duration t-bill/note.
I generally avoid holding cash unless there’s a specific spending goal in the next 3ish years.
I don’t think there’s a bad decision.
A CD isn’t the only option. A 2-year treasury note pays 4.82% right now. You could do that and then reevaluate in 2 years. Having more accessible/liquid assets leads to more flexibility if you need money for an emergency or even a move or downpayment or whatever.
There’s also the very remote possibility for loan forgiveness.
I don’t think the interest spread is large enough for that to be the “slam dunk” answer though. If you’re not great with money or just don’t want to deal with another administrative burden I’d lean towards just being done with the loans.
Are you helping because you genuinely want to help, or are you helping because you’ll feel you’re “owed” something after you do? Whether that’s approval, friendship, etc? If it’s the latter, there’s a lot of baked in manipulation and dishonesty in your approach.
Focus on yourself. Help yourself. No one owes you anything and the only one responsible for you is you.