I’m new to this but… could you delete / redact your posts then delete your account. That way they can’t unredact them? Would that be an option?

No rain but a pleasant drop in the temperature and a nice breeze. I might instead wait for the post to not show up for the fifth consecutive day 🥲.

Alonso has transferred his years of luck to him.

Technically it was a majority vote. It’s just the arrogance of the people that set up and agreed to the referendum that thought nobody would vote for it meant that they didn’t define what the majority should be. >50%, 60%, 75% etc. It was a massive failure of state craft made easier because the case to remain hinged on a “if you’re not with us you’re a racist” argument that didn’t go down well to win people over.

Is this the “official” race discussion thread? I couldn’t find anything on my instance so came here.

Great race start by the way. Should be a good one. Enjoy!

Tip if your enjoyed the service. That’s about it. Not to subsidise shitty employment laws.

Wrong PM.

Same here. Although I distinctly remember my mortgage provider asking us if we were comfortable if the interest rate went up. Multiple times. I’m pretty sure they “stress tested” our mortgage payments assuming 9 - 10% interest. Of course we told them it would be hard, but still within our budgets then laughed and said it would never happen.

I’ve got sympathy for people in this situation for sure… but how have they managed their household budgets and savings such that this is a shock to them? Or have they over stretched themselves with their mortgage?

AHH interesting that makes more sense then because we remortgaged before those changes in the rules.

As an example, a borrower taking out a two-year fixed-rate mortgage at 2.2% with a revert to rate of 4% would need to show they could afford the monthly repayments on a rate of 7%.

I mean… they ain’t going to be coming off onto the 4% 🥲 but stress testing at 7% should still (for the time being) mean that everyone with a mortgage should have been aware of the risks and budgeted accordingly. No?

No-one wants to pay more of course… I have sympathy for that. I just don’t understand the shock that some people are claiming.

In a fully paid up member of lemmy.winks