57% is the tax on “one-time gains” - bonuses and other such things.
This means that you’re probably overpaying on it, but you might also be underpaying on your income taxes (usually ~30% even if you reach the ~50%-tax bracket). Worst case scenario, you’ve lent some money interest-free to the government that you get back on your tax returns.
You can borrow from someone else. When someone else borrows from you, you lend it. Or lent as the past tense
Thanks, updated. I think my mistake stems from Swedish only having one word for the concept, regardless of the direction of the transaction.