More insurance companies are fleeing the state because of the growing threat from natural disasters.

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15 points

hopefully this is the monetary incentive required not to build in stupid places with lax regulations … but i doubt it.

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12 points

That’s fine, but what happens when this expands with the the increasing effects of climate change? What happens when Arizona, New Mexico, and Texas health insurance costs triple because of the risks of extreme heat? What about New Orleans or locations prone to extreme storms or hurricanes?

Huge patches of countries all over the world are soon to become uninsurable because climate change makes it too dangerous to live there.

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23 points

Yup. People gonna have to move.

Remember when people said that climate change would cost us trillions of dollars? This is why.

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6 points

And it’s gonna suck for most of us in a lot of ways. Like I moved up north partially because of politics back in 2014. Now some are eventually gonna follow and move up here as well. Plus, I can’t afford a house. A lot of people can’t afford one. But when more and more people come, we won’t have enough. Unless we see some real, meaningful changes in the way we handle housing, it’s gonna be a shit show.

I was talking to my mom back in I think 2020 and the subject of the cost of a home came up. I told her how much they are here, and she said me and my boyfriend should move near her and some other family in St Louis. While I would love to be near family, I’m gay. I’m not moving to a red state. And I’m not looking to buy a house I will eventually need to abandon with no one buying it. That’s a lot of money to just lose.

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3 points

We’re really gonna need to colonize another planet eventually.

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5 points

We say goodbye to our quality of life.

Pensions are a result of our capacity to produce wealth, but as the cost of life will rise those pensions will be slowly erased. You’d better spare money as young as possible. The climate is guaranteed to get warmer for at least 20 years, whatever we do now. Based on the fact that we are not doing anything anyway you can safely bet on a constant raise of temperature for 40 years. So your pension will be your life savings.

Arizona and the region of the lake Mead will probably stop honoring the laws about water, you know, a state cannot confiscate all the water for himself yadayada

The importance of being vegan in one picture. But by now it’s too late anyway.

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4 points

Isn’t the bulk of that livestock feed going to Saudi?

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2 points

What about New Orleans or locations prone to extreme storms or hurricanes?

It has already been happening in New Orleans for years now. There are very few insurers left.

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1 point

Time to buy some property in Alaska

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5 points

Except Florida’s building code is more robust because of hurricanes, so it is more regulated than other states. They had lax standards up until 1993 when hurricane Andrew wiped Homestead, FL off the map over the course of a weekend. In 1996 they strengthened the building code to account for better construction methods to deal with hurricanes and tropical storms.

FTR, I’m not advocating for people that decide to move to Florida, I lived there myself from 1996 to 1999, and I have family that still reside in the state. The political climate in Florida is so much different now than it was back when I lived there…the “head in the sand” when it comes to climate change is real, and up until the water creeps into their living rooms in Tallahassee they might admit it’s real.

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2 points
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Their codes are decent, but their construction firms and inspections have a reputation for putting up actual structures well below code, to put it mildly.

Building codes are only as good as their enforcement. If the firms aren’t competent enough to implement them and the local councils don’t have the will to punish bad actors, they mean nothing. And given that Florida is already in a nation-setting inflation crisis, I truly doubt they’ll be changing policy in a way that makes homes more expensive – like strictly enforcing code – any time soon.

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2 points

Could you cite an article that proves that? I’m not trying to be confrontational here. I’m just making a statement on Florida’s building code. Because there is a definite improvement and difference between pre Andrew and post Andrew construction in Florida. It is visibly evident in construction methodology.

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