What you link still does not make it illegal for a company to ban your account if you try to defraud them.
There are many situations where your right for a refund is expired. Most commonly. After a certain time. I can’t refund my purchase of CS 1.6. It’s not illegal for Valve to refuse my refund for that game.
And despite the query you sent chatGPT None of its answers point to an actual law that says it’s illegal for a service to cancel your account if you endadge in defraudment.
It’s not unreasonable to agree to losing the right to use a service if you attempt to defraud said service. That’s not an unfair stipulation in a ToS.
Let me know when your successful lawsuit comes through. Good luck on that.
for a company to ban your account if you try to defraud them
You’re completely missing the point. If you have a contract broken on you, a chargeback is a completely legitimate mechanism to recoup funding as the contract was breached. It is not fraud to do this.
