It’s not like it’s difficult to switch these days. Try something like Bazzite or Nobara and gaming should work out of the box.
They are gaming and content creation specific distros designed to work out of the box for those use cases. Lots of patches and stuff to improve performance and compatibility for gaming. Some hardware compatibility stuff is added too, such as bazzite having different images for laptops.
What are you talking about? Windows isn’t very secure to begin with. Bazzite in particular is one of the more secure Linux desktop distros as it’s immutable and comes with SELinux enabled by default. It’s secure enough to actually cause me problems lol.
It’s a real challenge to get a fully encrypted system with secure boot (easier now but still hit or miss with Linux) and tpm.
What you’re describing is the user level security model which is as you said restrictive enough to be annoying, and more controlled than windows.
Edit: undid autocorrect from user level to user never 🙄