I’ve been a macOS user for over a decade and I am never going back to Windows. That being said, Apple does have iCloud (their version of OneDrive) which is tightly integrated into the OS and they’re not shy about asking you to pay for more storage. They also want you to log in with an Apple ID when you first start your computer and I don’t know how easy it is to use a local account.

It’s not the same as Windows in terms of aggressive ads and upsells, but Apple aren’t innocent in wanting more of your money. If you want true freedom you have to pay with your time and energy and run Linux.