2 points
And now I have a new monthly payment, which depending on where I get it can be rather tough depending on a variety of factors. I’m not a banker, I can’t weigh in too intelligently on this part, but I have had a car payment before and been laid off. That monthly payment ate through my savings damn fast while I was looking for a job. Lesson learned, I’m not inclined to buy anything with a loan any time soon. I just don’t trust it