What kind of libertarian bullshit is this?
Think about it for more than 2 seconds.
What are insurance companies here for?
What does libertarianism have to do with anything? The US health insurance industry is objectively evil. It exists solely to extract profits, while providing no service. It’s just a middleman between you and health care providers. It’s a poster child for regulatory capture and blatant corruption.
No, they socialize the risk of becoming ill.
Are privatised health insurances in the USA shit right now?
Sure.
But as a European with nationalised healthcare let me tell you: we also have (heavily regulated) health insurances.
The alternatives is: every health problem is a potential cause of financial ruin.
Hold up. You’re a European with nationalized heathcare, and you’re saying criticizing US health insurance industry is some “libertarian bullshit”?
First of all - what the fuck are you talking about?
Second of all - how would you even know?