Censorship is a real problem, but you don’t have to embrace it. That’s just making the problem worse.
You’re correct that I just want to cuss. But the two aren’t unrelated. If someone can decide certain words are inappropriate they can decide any words are inappropriate.
My point about caving is if you’re gonna cave to their (whatever website/app) rules then cave completely. Don’t swear. At all. If you want to swear but can’t because of some bullshit terms of service then either protest by swearing brazenly or use a different word.
If you’re not gonna spell it out then you’re already doing what they want.