No. Privacy is illegal in the banking/financial system.
As it should be IMHO. Nothing is stopping you dropping cash for shit in the untracked economy which is massive but if you want to be a part of the larger system and all its benefits you need to be prepared to play by the rules that are designed by and large to protect people.
In the government-controlled fiat system, you are right. In Monero, you are wrong.
Ive spent years buying groceries with crypto. Just buy their gift cards with it