Do you happen to know banks that meet these criteria?

  • Telephone banking (of some fashion) provided
  • TOTP for 2FA is a) available and b) its use is not contingent on the use of an app; 2FA seeds are freely exportable by the user via web login
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2 points

HSBC phone banking is excellent. It feels like they are racing to pick your phone call once you go through a few options. Used it for 3 years now and not even once I was disappointed

HSBC app is lacking behind, yet by default, online purchases are confirmed by SMS for new merchants, larger price or if they detects something odd

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1 point

Thank you, will look into them.

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