Do you happen to know banks that meet these criteria?
- Telephone banking (of some fashion) provided
- TOTP for 2FA is a) available and b) its use is not contingent on the use of an app; 2FA seeds are freely exportable by the user via web login
2 points
HSBC phone banking is excellent. It feels like they are racing to pick your phone call once you go through a few options. Used it for 3 years now and not even once I was disappointed
HSBC app is lacking behind, yet by default, online purchases are confirmed by SMS for new merchants, larger price or if they detects something odd
1 point