1 point
The bulk of student loans is held by private entities
This response seems like it’s missing the last few years: you’re aware that Biden’s administration has gone through multiple attempts of exactly this, right? Mostly struck down by courts as exceeding his authority.
0 points
The bulk of student loans is held by private entities
15% of student loans is underwritten by private lenders.
you’re aware that Biden’s administration has gone through multiple attempts
They’ve tried to negotiate with Republicans, fully aware Republicans won’t accept their terms.
3 points
Ideally such a thing would be a comprehensive reform created by the legislature.
But here are a bunch of successes and partial successes without Repugnicans
