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2 points

Neither. They want people to use Walmart Pay so that they can avoid all fees and have complete control. Using NFC means using one of the other pay services that they don’t control.

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1 point

There’s a point of diminishing returns with Walmart Pay. Eventually they will reach a point where the sign-ups will drop to a trickle and I think they are aware of that. So I think they will have this ready when they know Walmart Pay is no longer enough.

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