A Vanguard video (https://m.youtube.com/watch?v=1nprZjV_6FM) refers to 4 budgeting methods

  1. the envelope method
  2. the pay yourself first method
  3. 50/30/20 method
  4. zero based budget method

Which one is your favourite?

Edit: non-text version with a 5th method: https://www.lendingtree.com/student/simple-budget/

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2 points

I found this with a quick search: https://www.lendingtree.com/student/simple-budget/

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1 point

You should update your top post and include the last one on the link you shared. Number 5 is definitely the way I roll. The “no” plan. Paying down debt is pretty much the top priority for me.

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