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College. The learning is fine, the cost is freaking out of hand. I never went and have no regrets. My daughter is going now and I feel like I’m supporting a scam.
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Anything you take out loans for is a scam. I doubt the cost of houses or college would be anything like it is today if people weren’t enabled to pay it by banks.
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In Australia you get a loan for university, but the loan is an interest-free loan with the government (it’s just indexed for inflation once per year), you don’t have to pay it off until you’re earning over around AU$55k/year, and the government heavily subsidises the cost for citizens and permanent residents.
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