It’s actually harder to fully debloat than you might think. The truth is that stuff is there, it’s just hiding where you don’t go. Windows also reinstalls a lot of things during updates, including games and apps that you may not use.
I guess the question is, if it’s not actively bothering you, is it really a problem?
Depends on user competencies with computers. It really isn’t difficult to full remove. Its even easier to disable like you mentioned, and for most common users, out of site out of mind is a fine option.
Now i do think having to do so is dogshit and should not have to be the case. I’m just saying what i specifically quoted from the article, are not fully true.