I have to manage multiple bank cards, and if I lost them, I would have a major problem. I’ve been using Google Pay to pay via NFC.
Are there any alternatives to Google Pay? I dislike the privacy aspect of it.
@Dislodge3233 privacy wise, Google Pay is more private, as it obfuscates your real card details so the seller doesn’t actually know them (it provides some fake ones, linked to your actual card).
On the Google side of things OTOH…
Are there any alternatives to Google Pay?
If there are, they are certainly not open source. I remember there was an issue raised on Catima’s GitHub asking for payment support. The dev said that if implemented, a solution like this would need to contain some proprietary/licensed stuff from Visa or Mastercard.
Google Pay and iPay are the only ones I know of that carries an instance of your card around with you. Downside is that if a location does not have a chip reader (a problem in the US sometimes) you’re out of luck.
Like you said, the security is much better with either one instead of carrying your card. Even if a security breach happens on the retailer’s side they won’t have your card numbers.
If OP is truly nervous they could get a preloaded debit card to carry along with their phone.
