Welcome to today’s thread, brought to you by warm heaters, cuddly pets, and green energy!
Happy EOFY!
I was a bit excited for the new financial year, as I have been working hard to get all my finances sorted out. I have my budget working well (with a pretty colourful spreadsheet, including lots of automatic calculations), have no more debts to pay off, future spending goals (including getting another dog or two and further study) are fully costed and achievable.
This financial year change is pretty much ruling off the past messes I have had to clean up, and marks the turning point into a much healthier financial future. A very happy EOFY!🎉