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Loan repayments resumed yesterday for over 100 million Americans. Now there are a lot of different options especially their income-driven ‘SAVE’ plan which calculates repayments based on earnings. So for me who’s struggling between jobs, I don’t have to pay jack until they see reported income luckily.

But the housing market here in Midwest US doesn’t seem like it’s changing for the better anytime soon. Median Housing cost is like triple average yearly salary, and on top of that our taxes are just abhorrent.

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