Comment by Soulg@lemmy.world on Got 'em!

As if a single mother of 4 could ever get close to affording a house

Yes, that’s what the meme is about.

Maybe she won the lottery or sold the 5th one she never liked anyway? 🤷

You can afford a house in most states on about $100k. She’s just a single mom, don’t assume she doesn’t have a solid education.

Sexists in here, smh.

$100k is almost double the average income of single mothers (of ANY education level) though, and, again on average, more than a third of their income go towards childcare.

Add the fact that someone with 4 children would pay MORE than average in childcare and other expenses including ridiculously high rent and there REALLY isn’t enough left over to ever afford a house anywhere but the least desirable parts of the least desirable states.

I’m not being sexist, you’re downplaying the ongoing national emergency of deep systemic poverty.

You’re feeding a troll or an idiot, either way it’s not worth it

Man, I make $100k and I can’t afford a $350k home. It’s too much with student loans and property taxes; not that begrudge taxes but it’s a factor.

$100k is almost double the average income of single mothers (of ANY education level) though, and, again on average, more than a third of their income go towards childcare.

Implying people buy houses in cash does not make you seem knowledgeable about the housing market.

Not owning a house does not mean you’re in poverty.

Implying people buy houses in cash

I did no such thing. Your income and credit score determine whether you’ll get approved for a mortgage though and if you don’t have enough of the former to keep the latter good, you ain’t getting it.

Not owning a house does not mean you’re in poverty.

Never implied that either. The reverse tends to be true though: being in poverty usually means not being able to afford a house.

I did no such thing. Your income and credit score determine whether you’ll get approved for a mortgage though and if you don’t have enough of the former to keep the latter good, you ain’t getting it.

Yes and this hypothetical person has the income to secure a mortgage. I know because I made less than $100k when I bought my house for about the same as in this example.

Even in the invented example you have, this all still works, so I’m not seeing the issue

Most people shouldn’t be homeowners, and making it tougher to secure funding is a good thing and prevents housing crashes.

Ok sexist who thinks this hypothetical mother is too stupid to properly budget her bid on a house.

Nobody’s saying that anyone’s stupid (though you’re certainly being very obtuse right now and probably deliberately so), but you can’t budget yourself out of basic barebones living expenses.

That’s not stupidity or anything to do with gender, that’s a greed-based system stacked against single mothers and other marginalized groups.

Someday I hope you have the ability to understand the difference between a data point about large groups and individual circumstance.

Person 1: “She couldn’t get this much money”

Person 2: “Here are ways she actually could”

Person 3: “SEXIST!”

This is so ridiculous conversation

I do love when the people disagreeing with me prove they don’t have the slightest idea what’s going on.

So WHAT is it, then?

If someone said “single FATHER of 4”, then would this conversation not be sexist?

Because I honestly don’t get it.

Assuming incompetence or financial difficulties based on gender, race, or age is a form of prejudice.

As is assuming she could only have achieved it through luck.

The single mother in question was outbid by an investment firm busy commodifying housing. Any other assumptions about her financial situation are just soft bigotry, but Viking can’t admit that barely a flaw to himself because then he wouldn’t be a morally perfect internet champion of the downtrodden.

It’s really not that hard to understand.

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