I’m a developer.

I’ve already added payments in Solana and ETH onto my website and now want to add ones in Monero.

So I’ll generate a 100 wallets that will be assigned to each user. How will I checking their balances? Will it be possible at all, without my own node, or with a third-party API only? Or will I have to run a node?

The key is to be able to do it automatically, in a web app.

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Sounds like https://www.rino.io/ enterprise would be a good fit. No need to run your own node, api access to wallets, and free for the first year.

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