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1 point

Wait, American banks donā€™t go with extra authentication? I couldnā€™t log in anywhere without SMS or additional apps or whatever. Depending on your bank you might even have to go through three different stages of authentication. Over the pond you just go username / password?

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2 points

They do. Itā€™s not as stout as basically anywhere else but 2fa is and has been a thing here for quite some time and specifically as long as Iā€™ve banked Mobile ACC thatā€™s gotta be 5 years+.

Iā€™m honestly not sure where this whole comment chain is coming from , I guess people donā€™t just ask and instead assume itā€™s not offered. I dunno itā€™s a very weird argument to me since my bank has always had 2fa and alllows third party geolocating 3fa.

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1 point

Interesting. Does ā€œofferedā€ mean itā€™s not mandatory?

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1 point

Yes. Weā€™re stupid and lazy and because of that security is third.

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1 point

TIL about 3fa.

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