Wait, American banks donāt go with extra authentication? I couldnāt log in anywhere without SMS or additional apps or whatever. Depending on your bank you might even have to go through three different stages of authentication. Over the pond you just go username / password?
They do. Itās not as stout as basically anywhere else but 2fa is and has been a thing here for quite some time and specifically as long as Iāve banked Mobile ACC thatās gotta be 5 years+.
Iām honestly not sure where this whole comment chain is coming from , I guess people donāt just ask and instead assume itās not offered. I dunno itās a very weird argument to me since my bank has always had 2fa and alllows third party geolocating 3fa.