“It feels like I’ve been working harder and harder and sliding backwards down the scale,” she says.

Making $50k in a small town and still “scraping by” is scary. Maybe I’m just old, but I’d hoped that kind of income would be enough for some kind of comfort.

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In any case, it’s too easy for people to say that they aren’t making enough money when it’s their spending habits that really hurts them.

Yup. It happens at all income levels, too. There are surgeons out there with nice homes, new cars, vacations and everything, but still living paycheck to paycheck. If you don’t prioritize saving, guess what? You don’t have savings.

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