Hello all, I’m a US citizen living in Asia; and I haven’t returned to the US since I left more than two decades ago.
I’d like to open a US Bank account while living abroad that I can access online for basic personal finance and possible business ventures in the future. Ideally I would be able to connect a debit card and possibly get a US PayPal account, too.
What I have:
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Original US birth certificate
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US passport
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Social Security number
What I don’t have:
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A residential address in the US (or any close family whose address I can use)
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A phone number in the US
I’m really clueless about my options for doing this and would be grateful for any tips you can offer. Thanks.
No, it’s absolutely true and done to prevent “money laundering”. I don’t write the rules, I just report them.
Well, you report them wrong.
I’ve never had to go into a bank to open an account, even at a new bank.
So you never had to provide a signature card? I know it hurts to be wrong but I find it extremely hard to believe you can open an account in the way you describe. Perhaps times have changed, though?