I don’t have a home server yet but I’m exploring and sometimes I get confused about some posts here.

For example I saw a post asking for recommendation for a “self hosted budget management app”. Can’t you just install this type of app to your phone or pc? What’s the purpose here, will you host it and access it from a browser? Or do you only want to backup its data to your server?

I hope I don’t sound stupid please enlighten me.

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Too bad all the payment processors are already doing this anyways, regardless or not if you are using your own budgeting software.

Basically if you’ve ever used Plaid for anything, the company that you’re using Plaid for has all of your accounting history.

Not saying you shouldn’t use your own budgeting software too (I do) just pointing out how completely helpless the situation is if you are in the US.

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