Hello,
I have a question about the healthcare insurance in US.
I have heard that it is tied to your employment and the company provides for it.
So here are a couple of questions:
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Is there no way for an individual to get their own personal insurance and not be dependent on the company?
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What about freelancers, business owners and retirees? Do they forfeit their insurances?
1 point
Yes, when tax time comes around, and our government makes us file our own taxes (that’s a whole other can of worms) there’s a fine if we don’t get health insurance.
The fine is less than if you are to pay out of pocket for insurance though, so a lot of people decide to eat the fine.
