I know of the sitewide rips on TorrentGalaxy, but they don’t have the newer stuff. Any site which tracks everything that gets uploaded to it?

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I’m US based and always use credit cards online (and pay them off every month of course) for the strong consumer protections they offer vs debit: $0 fraud liability, extended warranties, and rewards points/travel miles.

I’m curious about your experience here: have you ever encountered a scenario where you wanted to use your debit card, but the merchant only accepted credit cards?

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