How is one action related to the other? This isn’t some Robin Hood type of person stealing from the big bad corporation to feed other people. It’s just a fraudster who somehow thinks they are entitled to this money.
Sometimes people do the right thing for the wrong reason. It’s based and cool to fuck over a credit company. The problem is that sovcit believe they can participate in the system and be absolved of consequences, and because they don’t understand anything about modern sociopolitical trends they often do a bunch of stupid shit like trying to pay their loans with “coupons”.
Yeah, the sovcit isn’t being based and cool fucking over the credit company. The credit company shrugs, does everything they can to ruin the sovcit financial standing in response, and then proceeds to just grab a bit more cash from the other cardholders to cover any losses. The credit company will make sure it is whole either way.