2 points
*
US citizens using their bank account to transfer fund to each other [impossible]
This is because sharing bank account and routing number is not safe for many US banks which may allow unauthorized party to pull money from the account. Banks in the rest of the world typically operate in “push” only so they don’t have this issue.
3 points
I still use a payment system called “cash”.
It may not be cool or trendy, but the system has never had a server outage or network failure.
2 points
1 point
1 point