What the title says. Before you had to choose either SMS / call via phone or a very clunky code grid.

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2 points

Ah, I hadn’t heard of the SSL issue, thanks for sharing!

I’ve noticed that Tangerine only allows for a 6 digit pin, but I think they might also allow for a security question and SMS 2FA? I started signing up with them and gave up when they required a Canadian cell number (I hadn’t yet switched due to high costs, but recently they’ve become surprisingly reasonable—ignoring roaming) and I saw the 6 digit pin password requirement.

I think it was also BMO that a friend told me required a maximum 8 character password until very recently?

Anyway overall, thanks for reassuring my suspicion: I should just pick one of the banks and not let “perfect” (or even “decent”) be the enemy of “almost adequate but not great”.

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2 points

Also, for what it’s worth, TD is not just the only bank I know of, but the only website I know of that allows for a user-generated username to be used for login. My TD username was generated by the password generator of my password manager :)

So they don’t get it all wrong.

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