I suggest choosing your parents carefully. They should be elderly and in poor health, and most importantly they must own a house not too far from Toronto.

Have you considered being born 40 years earlier?

London - it’s cheap (because crack), nice (if you adjust your expectations), and not too far from Toronto (once they build the high speed railway).

That’s just luck really. I’m in Ottawa but I got a decent rental house downtown for cheap just by looking at a randomly perfect time. It helps that it’s in a college area so it’s pretty loud with parties but that actually works to my benefit most of the time

Perhaps Newfoundland? 😁