Worldwide without any fees*

It’s one of the few biggest institutions in the world for large individual investors. It’s like advertising you have money

1 point

Why not to use Revolut? I keep there around $50 only and top it up if I need more. Exchange rate is great, works everywhere and very easy to open an account (for certain countries).

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1 point

Int’l card payment cost: 0% to ~1% markup (depending on currency)

Do you know how they take the 1%?

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1 point

Yes, on weekend they charge 1%. I remember there was also an additional 1% charge for rare currencies. For free accounts there was also a monthly limit on exchange volume. Also various plans have different ATM free withdraval limits. If there is an additional charge it is just added to the amount charged in the base currency.

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1 point

Do you know if revolut sends cards from US to overseas? Preferably with DHL or something fast?

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1 point

They send to eligible countries only. However, you may specify any delivery address there. For example, the address of your friend who later will ship it to you by DHL.

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1 point

Can you open acc with 25k deposit as non US citizen remotely? If so How??

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1 point

Get something like Wise for travel, you can top up the balance, it’s a visa card not a debit card, it auto-exchanges market rates if you use a foreign currency.

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1 point

This isn’t rocket science. You can lock and unlock your debit card.

  1. Lock card when not needed.
  2. Go to ATM.
  3. Unlock card.
  4. Withdraw money.
  5. Lock card.

Rinse, repeat.

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1 point

I’ve never tried this. Is the unlock instantaneous?

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1 point

Yes

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1 point

Charles Schwab ova here

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