I’m pretty sure this happened away from home and I’m just now noticing. The scratch is really deep hitting the metal in the deepest part. I have full coverage but I’m worried a claim will raise my insurance too much to be worth it. I’ve wrenched on cars before but never painted anything because it scares me.

Is it time to start watching chrisfix videos or should i just deal with insurance?

-8 points

Did you park like an ass? Sorry to hear that happened, a body shop is your best bet

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8 points

It doesn’t matter. Leave a note, don’t destroy someone else’s property.

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-7 points

I’m not advocating for vandalism, but people don’t usually key cars for no reason

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9 points

I’m not advocating for vandalism, but people don’t usually key cars for no reason

lol

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2 points

Truth be told i probably deserve it on some sort of cosmic scale of karma.

But also I didn’t do anything that would make my car a target to my knowledge.

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3 points

You are conflating the average person with all people. Yes, the average person doesn’t key cars at all, but that does not mean there are not people who absolutely might key a car for no reason.

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9 points

It’s summer. Children are out of school. Bored children do shit for no reason.

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9 points

people don’t usually key cars for no reason

Dashcam video channels (example) have tons of vids showing randos vandalizing cars for no discernible reason. Some people are just antisocial, destructive a-holes.

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2 points

I once parked a car for a while on a well populated road, in a completely legal spot, without parking in a weird angle, without parking too close to anyone, and there’s no one there that would know me and have a problem with me, so the only likely explanation is that some jackass teenager found it funny to key my car for no reason.

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4 points

No I always park away from people at work and at the grocery store, And always in the lines.I haven’t gone anywhere else these past few days. That’s why I’m not sure why this happened.

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1 point

Dang that really sucks. People are the worst sometimes.

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1 point

How deep is the scratch?

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1 point

Deep. To the primer mostly but i see metal at the end of it for about an inch. It’s long too, maybe around 24 inches long

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4 points

He said down to the metal.

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4 points

Oh yeah, sorry missed that.

In that case, as Gellis12 said, professional paint job is your only option (to match the original paint).

You can make it a little bit less visible, but a lot of those “quick, easy and DIY” solutions will actually make it look worse.

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13 points

If you’re in the the US, file a police report. If for anything documentation (and local crime statistics). I’m sure there won’t be any real investigation, but it does help identify patterns.

Also, when/if you choose to file an insurance claim, you’ll have a police report number. Which may or may not help grease the wheels of the claim.

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3 points

acab

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6 points

My local pd lets you submit police reports yourself online. I’ve done maybe 10 or so in the past for work. No cops required lol.

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4 points

In the European countries that I am familiar with, a police report is mandatory for an insurance claim, and a formality.

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62 points

Vandalism would normally be covered by comprehensive coverage, and won’t affect your premiums; you’ll just have to pay a deductible. If you tried to do it yourself, you’d never get the paint to match quite right, so you’re better off taking it to an auto body shop to have it professionally repaired.

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3 points

Yes, I had this happen to me last year. Insurance covered it under comprehensive, no noticeable change to my insurance rate.

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6 points

If you’re just worried about rust I’d say do it yourself it’s not that hard

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