Its called monero. You can buy gift cards with it
Best options by far for financial privacy are cash and Monero.
How can you buy things with monero? What merchants (online or in person) accept it?
More and more merchants are beginning to accept it directly and you can check out the Monerica directory, XMRBazaar or Monero Market to find them. If you cannot find what you need directly for monero then you can get thousands of merchant gift cards from Coinsbee, Coin Cards, or Cake Pay.
You could maybe use the service AnonShop as mentioned in the Closed NTWRK podcast
Cash
Buy a prepaid visa with cash. Not technically a credit card, but it may be what you’re looking for.
Probably the closest thing you can get to in terms of a “privacy” credit card. Everything about a credit card is tied to you by their very nature. So it depends on what or who you want privacy from.
Someone else mentioned privacy.com which I also use - it’s good if you want to hide your transaction from the credit card company, or if you want to hide your identity from the merchant. But Privacy.com is more like a virtual debit card that connects to your bank account. Privacy.com still knows who you are.
Most major American sites no longer accept these and they have become finnicky including locking the card so you have to call the call center to reopen the lock. This is due to curb laundering. Walmart in person works. Gas stations work. Used to work everywhere now, not much.
That’s a great question if also been wondering for some time now. Obviously I can pay in cash, and only in XMR, no problems there. But when my cash runs out, how do I get the cash out of my bank account privately? I can’t go to an ATM with XMR or Google/Apple pay. Also then they know information I don’t want them to have. If I use my bank card the bank still knows where I am and how much cash I spent in a specific time frame. Anyone hast ideas on how to withdraw cash private?
There’s no real way to do it. Unless you know someone who can trade you XMR<->cash and you somehow convince your employer to (break laws and) pay you in those forms, you can’t avoid it. At some point, you’ll have to get money on a real bank account, which requires real information to open.
Thanks for the answer, best option then is probably to always use the same ATM where I live and at least be a bit less traceable that way. But yeah this system sucks…
