Microsoft isn’t supporting Windows 10 version 21H2 anymore, so you’ll need to upgrade to version 22H2 now or it’ll be automatically updated.
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For a casual how does this impact me? I see it’s not supported anymore but is it going to cause an increase in security risks?
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Yea over time as new security vulnerabilities are discovered, it places your pc at greater risk as it’s no longer receiving security updates. But notice that it’s 21H2 that’s not being supported. 22H2 still is. And since you are a casual user, I think it’s a good assumption that your windows update is set to automatic and you should be on 22H2 so nothing to worry about.