Europe only :(

Also this requires exposing all your financial data to Nordigen, which defeats (in my opinion) the largest selling factor of Actual: not giving any 3rd parties access to your financial data.

Subscription fee? Actual is self hosted and “100% free” according to their docs.

They used to have a paid SaaS plan, but they discontinued it a few years ago.

Freeze Peach sounds like Free Speech

Actual Budget looks like a promising self-hosted option. Don’t think there’s any bank linking, though it’s been on the roadmap for a while. I’ve looked around and haven’t found anything else that I’d believe isn’t selling all of your financial data to advertisers.

Yep, the hardest part of Signal is convincing everyone you text to use it. Though, once you do, it’s awesome!

SMS as a protocol is pretty bunk. I’m not sure any app can save it. That’s why I just stick to the default SMS app. Well, that, and because that app is made by Anrdoid and your carrier, who can already track everything anyway, so there’s no (extra) privacy hit.

Signal / Matrix when possible and default sms app when not.

Two random nouns

Fix that link for you: https://news.ycombinator.com/item?id=37011346

Lol, it gets a few inches shorter

I had PB&J ice cream once. Maybe not my favorite, but it was yummy and memorable.