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Overshoot2648
Communism and Capitalism both suck. Mutualism is way better.
I prefer small, but that’s just my 3,000 cents.
You just described a housing cooperative. This form of collective ownership aligns owner and renter/home owner stakeholders as the same person and is a special form of consumer cooperative. Housing cooperatives are especially prevalent in the nordic countries. They keep prices down as they aren’t owned by shareholders who want continuous profit. The problem with this style of firm is that they tend to dissolve after the tenets collectively pay off the property and seek to sell rather than maintain or expand the cöop. This occured after world war 2 in France as a bunch of post war building were quickly built and the coops that built them were dissolved.
It’s not linear. Anarchist or Libertarian Socialist systems like Syndicalism, Mutualism, Georgism, and Distributism are just as Socialist as Marxism in that they prevent the exploitation of capital accumulation, but they favor direct stakeholder ownership of firms in place of a state or other more communal systems that create an inherent hierarchy of power.
There’s also a middle ground between consumer cooperatives which are more on the communal side and worker cooperatives that are more on the libertarian socialist side with Worker Consumer Cooperatives that align both kinds of stakeholders with ownership and management reducing exploitation on both ends.