frogmint
I had to install MS Authenticator to get into my account, then I added a phone number. I then deleted Authenticator from my phone and from my 2FA settings.
Well you don’t want to lose Monero and you don’t want to lose fiat, but you can’t have both. XMR isn’t a stablecoin.
If it matters more to you that you get your XMR back, then require XMR payments. You need to include the XMR volatility as part of the interest rate calculation.
If it matters more that you get your fiat back, then require fiat-equivalent in XMR payments.
Or, demand you get either XMR or fiat back, whichever is higher. But I don’t think a borrower would like this. Tesla did this when they let you pay in BTC; Tesla reserved the right to refund you in whichever currency was cheaper. For the consumer, it a bad deal.
For fairness, here is Tuta’s response to the allegations: https://tuta.com/blog/tutanota-not-a-honeypot
There really is no way to verify that any email service isn’t a honeypot. Even if you open source your server code, that doesn’t mean it’s what’s actually running on the server. They could publish served code then be running totally different code on their servers with no way to tell.
Tuta’s biggest weaknesses for me right now are the seeming lack of independent audits and the lack of interoperability for encryption. Proton is the biggest competitor and seems to have both. However, Proton has grown more in the way that a honeypot would, adding VPN, cloud storage, password manager, etc, so more data collection points. Tuta is still email, contacts, and calendar.
Yet the ACLU did nothing but celebrate when Biden said he would select a Black woman for a Supreme Court justice.