quotheraven404
Am I the first one to say Popeye except for the wikipedia? Crazy!
Perhaps it could be an option to choose a lump payment at any time with the caveat that you don’t receive the monthly amount until you’ve caught back up. Like you can do monthly payments as default, but if you have enough savings and want to make a larger purchase/investment you can take a lump payment of 3, 6, or 12 months and then go back to monthly after that time has passed. Some people may prefer to take a lump sum every 12 months too, everyone handles finances differently.
Apparently it could also have to do with the microbiome on the skin too, there are a couple companies developing probiotic deodorant based on the flora of people who naturally don’t smell very bad. It’s a balance of good bacteria versus stinky bacteria and I can see how things like antibiotic use and diet can have an impact on that balance just like it does in the gut, but a decent portion of it does seem to be genetic.