thesmokingman
I’ve already provided you CFAA prosecutions and security professionals, both of which you can go find data on yourself. What more do you want? A third population? You want me to go link you all the data? Do I need to chew your food for you too? Every single time I provide an answer you move the goalposts further and further.
You made the unsubstantiated claim that started this thread and you are continuing to make claims that you yourself have provided no data for. I’m still waiting for you to provide real examples of left-wing hackers focusing on torrents as a vector like your original comment.
You have no idea what you’re talking about and you constantly double down. Have fun with that.
You really don’t know the landscape, do you? Gay or furry hackers do, in fact, make up a significant number of security professionals. There are a ton of in-jokes about exactly this. There are several gay, furry hacking groups active at the moment, probably representing a large percentage of active groups outside of nation state APTs.
Most sellers will take anything else before VA or FHA loans and most buying agents will try to get you away from them. Most sellers will also take cash over a loan, often even if the loan is a higher amount. I’m assuming a tight market like exist in most big US cities; reasonably priced houses go very quickly still in many places.
I don’t know why the real estate conventional wisdom goes against the loan; it really frustrates me and limits accessibility.
You said that people that don’t understand the different between credit and tenant risk have no business buying assets. Either you are very bad at communicating or you don’t understand that most people can’t afford to look at a home as asset. That’s a very upper middle class and beyond perspective, similar to a car being an asset. They have utility; they are not financial instruments.
Rent payments aren’t reported to collection agencies so you’re absolutely correct, credit risk is a horrible metric risk to use when tenant risk could instead be used. I’m so glad you understand the on-time payment of rent is a much better way to determine whether or not someone can afford to a pay a mortgage, much less a mortgage with a lower premium. Credit risk is a bullshit metric that shouldn’t be used for mortgages at all; bank statements proving income and rent payments as well as whatever tenant letters you can scrape out of landlords are much better indicators.
If you think the history of money going to keep a roof over someone’s head is worse than a made-up, opaque number that is explicitly intended to benefit those with capital, you have no business talking about real people and should go back to talking about the stock market.
Now you’re moving the goalposts. You’re saying left-wing hackers need to go after something other than torrents but you haven’t even show that happens yet. You don’t understand your linked story if you think that applies.
I think stats-wise, less than 10% of those convicted under the CFAA are right-wing. I don’t consider state actors to fall under the category of “hackers;” that’s probably a personal bias. I would want you to categorize those states as left or right and then provide stats since that’s your thing and you brought them in. You’ll also need to define where hacks for clout or cash land, since that’s a huge percentage of CFAA convictions.