You realize starfield is just skyrim in space right? Its the same game with a different coat of paint on it with very little change in gameplay and mechanics. How innovative of them…
It’s only expensive if you don’t pay it in full every month. I’ve had my credit card for years and have paid $0.00 total for it whilst it generates at least 1% cash back or more depending on where used. Not much, but it adds up and makes it beneficial.