32 points
I’ve heard of people refunding games or past purchases getting their accounts deactivated. For example, if your kid wracks up a $1,000 in Fortnite skins on PlayStation and you say “fuuuuck that, give me a refund because I’m not paying for that shit” they will most likely just ban your account.
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20 points
The chargeback will get you your money back when you have a legitimate case. They are not legally allowed to stop you from doing a chargeback, they are allowed to no longer do business with you. This is actually what many companies will do if you chargeback.
