Pension after 20 years of work?! That sounds soon and great! Could you maybe explain that a little more?
Join the military! Pay ain’t great, quality of life is sketchy at best, and you’ll retire with plenty of physical and mental health issues, but you’ll be retired at 20 years with the government paying you to go to school for 3 years so that you can start a second career. I guess it’s a mixed bag.
but that’s not “never too work again” retirement, not what I would aim for
Depending on how far you get, it can be. My retirement without disability will be approximately 50k a year. That, plus disability in a LCOL area is enough. Retirees also get COL adjustments annually.
Current plan for me is to retire, attend law school, and work as a public defender to put my money where my mouth is as a filthy lefty, but the work is because I want to, not because I have to based on where I’m planning on retiring.
