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108 points

It should also be said that just because I already paid my student loans off doesn’t mean I don’t want other people to be in debt. Student loan forgiveness needs to be up there with the livable wage.

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45 points
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6 points

does your student debt accrue interest?

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10 points

Probably not after it was paid off

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13 points

you never know with America

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4 points

There are two types of loans: subsidized and subsidized. The subsidized loans do not accrue any interest, as the fed pays that for you. Unsubsidized loans do accrue interest; typically a lower rate than regular loans (mine were 6%). Student loans cannot be discharged through bankruptcy.

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3 points
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That is not correct. Subsidized loans accrue interest, but only starting six months after graduation or when you drop below half-time enrollment.

And the rate is the same for subsidized and unsubsidized, currently 6.53%. https://studentaid.gov/understand-aid/types/loans/interest-rates

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2 points

There are two types of loans: subsidized and subsidized.

🤔 (lol)

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1 point

Yes, enough where its possible to have your student debt die after you.

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3 points

There’s some double negation confusion at work here, but I think you wrote that you do want other people to be in debt ;)

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4 points

Yes. You’re right. Thankfully it seems everyone understands what I meant though. 😊

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-5 points

Student loan forgiveness is regressive by definition (those lucky enough to go to college are a minority that earns on average $0.5 to $1 million more over their lifetimes, than those who don’t), aren’t you against wealth transfers from poorer to richer?

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1 point

If the goal is free education then yes, there has to be a cutoff somewhere

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Work Reform

!workreform@lemmy.world

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A place to discuss positive changes that can make work more equitable, and to vent about current practices. We are NOT against work; we just want the fruits of our labor to be recognized better.

Our Philosophies:

  • All workers must be paid a living wage for their labor.
  • Income inequality is the main cause of lower living standards.
  • Workers must join together and fight back for what is rightfully theirs.
  • We must not be divided and conquered. Workers gain the most when they focus on unifying issues.

Our Goals

  • Higher wages for underpaid workers.
  • Better worker representation, including but not limited to unions.
  • Better and fewer working hours.
  • Stimulating a massive wave of worker organizing in the United States and beyond.
  • Organizing and supporting political causes and campaigns that put workers first.

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