You make a fair point, but there’s still sometime to be said about fancy parts that are a part of the house.
Instead of covering up the house with personality, I want the house itself to have personality.
(Of course, there’ll be some empty walls for whatever, gotta leave enough space for the family photos, but conveniently nowhere to hang that ulgy 5ft painting your great-aunt-in-law insited you take (she’ll admit, but she didn’t want it either))