1 point
Or cost trade offs, not necessarily sub-par.
I can do fantastic siding and tile work personally and would be exceptionally hesitant to pay someone to do it. My FIL has done concrete work for 30 years, why would I pay someone to do it?
1 point
you have a super specific situation where you know a professional contractor who is willing to do quality work for you for free.
If you can pull the permits do the work on your own then that’s great.
Most people are far less capable than they think and can’t meet even the incredibly low standards to pass code inspections.