If you need to borrow money for a renovation, a HELOC is way cheaper than a credit card.
IDK how much we need to protect stupid people from themselves.
Quite a lot, actually.
https://www.creditkarma.com/about/commentary/americans-have-a-net-worth-problem-and-its-not-positive
More than half of Americans don’t know how to calculate their net worth (51%)
Nearly one-third of Americans have a net worth of $0 or less (31%)
And thats over a year old, its getting worse.