I left my job about two months ago, and I applied for unemployment immediately. I got a new job today, but I STILL haven’t gotten my unemployment decision. Additionally, my food stamp application was delayed due to personal circumstances. In short, had I not had money saved for an emergency, I would have been mega-screwed.

I know some people are not in a position where they have the luxury of storing away significant amounts of cash but, if you are, I beg of you to do so if you aren’t already. I can’t imagine what position I’d be in right now if not for my budgeting.

Thanks for coming to my TED Talk.

PS. I posted this here instead of in c/finance because the sidebar there specifies that it’s supposed to be for finance-related news.

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Protests don’t work.

Yeah, that’s why I didn’t say “protests”. Our forefathers didn’t get a 40-hour work week by asking politely.

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Even that doesn’t really explain it. The streets are crawling with people who were evicted from their homes because their jobs didn’t pay enough to cover rent. These people have nothing to lose, and yet they still stay quiet.

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