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13 points

Considering I have a very good credit score and a full time job but the banks wouldn’t lend me that much regardless if I could find a shack for that little, yea, sounds like privilege to a lot of us out here.

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5 points

You can have the best credit score ever, if you’re working minimum wage then you can’t expect to get a loan. I bought the condo with 10k down making about 40k/year to give you an idea…

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